Last Updated: December 12, 2022
Flashmonk Private Limited,CIN No. U72900KA2022PTC157982 (“Company”, "We", "Us", or"Our"), a private limited company with its registered office at 649, KH No 555/649, 13th Cross, 27th Main Road, 1st Sector, HSR Layout Bengaluru Bangalore - 560102, Karnataka, India which owns and operates the website www.flash.co and/or the mobile applicatio the flash.co (collectively referred to as the “Platform”) is committed to protecting Your privacy and the information that You share while using the Platform. We value the trust You place in Us. Therefore, We maintain the highest security standards for securing the transactions and Your Information (defined below).
We collect Personal Information (defined below) from You when You register or set up an account with Us or login on the Platform. You may browse certain sections of the Platform without being registered with Us. However, to avail the Services on the Platform You are required to set up an Account with Us.
We may also ask You for certain financial information, including Your bank account details and type, Unified Payment Interface (UPI) ID, Indian financial system code (IFSC) of Your bank, and/or other payment related details or other payment method data, and debit instructions to process payments. We may ask You to provide certain additional information about Yourself on a case-to-case basis. All information disclosed by You shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity/genuineness/misrepresentation/fraud/negligence of the information disclosed shall lie on the Company nor will the Company be in any way responsible to verify any information obtained from You.
Certain features of the Platform may be restricted, unavailable or unusable if You choose not to provide certain information.
The above information is collectively referred to as (“Personal Information”).
Your Personal Information, Non-Personal Information and other information listed above shall together be referred to as “Your Information”.
All information gathered by the Company shall be stored on servers, log files and any other storage system owned by the Company or by third parties in India. Our primary goal in doing so is to provide You a safe, efficient, smooth, and customized experience on the Platform.
The information collected allows Us to provide the Services and features on the Platform that most likely meet Your needs, and to customize the Platform to make Your experience safer and easier. More importantly, while doing so, We collect Your Information from You that We consider necessary for achieving this purpose.
In general, You can browse the Platform without telling Us who You are or revealing any Personal Information about Yourself. In such a case, We will only collect and store the Non – Personal Information. Once You give us Your Personal Information, You are not anonymous to Us. Wherever possible, while providing the information to Us, We indicate which fields are mandatory and which fields are optional for You. You always have the option to not provide the Personal Information to Us through the Platform by choosing to not use a particular Service, which requires You to provide such information. We may automatically track certain information about You based upon Your behavior on the Platform. We use this information to do internal research on Your demographics, interests, and behavior to better understand, protect and serve You. This information is compiled and analyzed by the Company on an aggregated basis and not individually, in a manner that does not specifically identify You.
You hereby agree, acknowledge and grant Your consent enabling Us to retain any information provided by You for Our compliance under applicable laws including but not limited to the Prevention of the Money Laundering Act, 2002 or the Prevention of Money Laundering (Maintenance of Records) Rules, 2005 as amended, modified/ reenacted from time to time and/ or any other guidelines/policies issued by government/ statutory authorities or any regulatory bodies in this regard.
You also specifically agree and consent to Us collecting, storing, processing, transferring, and sharing Your Information with third parties such as with entities registered under applicable laws, with third party payment gateways, etc., solely for the purpose of providing Services to You (including processing Your transaction requests for the Services).
We may occasionally ask You to complete optional online surveys. These surveys may ask You for Your contact information and demographic information (like zip code, age etc.,). We use this information to tailor Your experience at the Platform, providing You with content that We think You might be interested in and to display content according to Your preferences. We use Your Personal Information to send You promotional emails, however, We will provide You the ability to opt-out of receiving such emails from Us. If You opt out, the Company may still send You non-promotional emails, such as emails about the Services and Your Account on the Platform.
Access to Your Personal Information will be provided to certain of Our employees strictly on a need-to-know basis. With Your consent, We may also disclose Your Personal Information to third party vendors, partnered organizations, consultants, and other service providers who work for the Company or provide Services through the Platform and are bound by contractual obligations to keep such Personal Information confidential and use it only for the purposes for which We disclose it to them. This disclosure may be required for Us, for instance, to provide You access to Our Services including for processing redemption of rewards for gift vouchers, gift cards, fiat currency etc., to facilitate and assist Our marketing and advertising activities/initiatives, for undertaking auditing or data analysis, or to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to Our Services. We do not disclose Your Personal Information to third parties for their marketing and advertising purposes without Your explicit consent.
The Company may disclose Your Information, to the extent necessary: (i) to comply with applicable laws and to respond to lawful requests and legal process, (ii) to protect the rights and property of the Company, Our users, and others, including to enforce the Terms, and (iii) in an emergency to protect the personal safety and assets of the Company, the users, or any person. In such an event the Company is in no manner responsible for informing You or seeking Your approval or consent.
We may, in compliance with applicable laws, share/transfer/assign all of Your Information with any other business entity(ies), in the event of a merger, sale, re-organization, amalgamation, joint ventures, assignment, restructuring of business or transfer or disposition of all or any portion of Our business.
Our Platform has reasonable security measures and safeguards in place to protect Your privacy and Personal Information from loss, misuse, unauthorized access, disclosure, destruction, and alteration of the information in compliance with applicable laws. Further, whenever You change or access Your Account on the Platform or any information relating to it, We offer the use of a secure server. We cannot however ensure or warrant the security of any information You transmit to the Company or guarantee that Your Information provided for availing the Services or Platform may not be accessed, disclosed, altered, or destroyed by a breach of any of Our security measures and safeguards. While We will have in place adequate security protocols in place, We request You to ensure that at all times You secure and have in place adequate security protocols to protect Your Information against any unauthorized access.
Our use of Your Information received from Your Gmail accounts through Google APIs will adhere to Google API Services User Data Policy, including the limited use requirements.
You can manage access to Your Gmail account and review the access provided to Us (including the account access, access to You Google services, etc.,) by going to the ‘security section’ of Your Google account.
To learn more about how Google helps users share their data safely, please visit: https://support.google.com/accounts/answer/10130420?hl=en
You may provide Your feedback, reviews, testimonials, etc. on the Platform on Your use of the Services provided by the Company (“Posts”). Any content or Personal Information and Posts that You share or upload on the publicly viewable portion of the Platform will be publicly available, and can be viewed by other users. Your Posts shall have to comply with the conditions relating to use of Platform as mentioned in the Terms. The Company retains an unconditional right to remove and delete any Post or such part of the Post that, in the opinion of the Company, does not comply with the conditions in the Terms. The Company reserves the right to use, reproduce and share Your Posts for any purpose. If You delete Your Posts from the Platform, copies of such Posts may remain viewable in archived pages, or such Posts may have been copied or stored by other Users.
Withdrawal of consent: You may choose to withdraw Your consent provided hereunder at any point in time. Such withdrawal of the consent must be sent in writing to firstname.lastname@example.org. In case You do not provide Your consent or later withdraw Your consent, We request You not to access the Platform or use the Services and also reserve the right to not provide You any Services on the Platform. In such a scenario, the Company may delete Your Information or de-identify it so that it is anonymous and not attributable to You. In the event, the Company retains the Personal Information post withdrawal or cancellation of Your consent, it shall retain it only for the period permitted under applicable laws.
Correcting inaccuracies in the information: You may correct or update any information online. In the event of loss of access details, You may retrieve the same or receive new access details by sending an e-mail to: email@example.com
Right to Erasure: This is also known as ‘the right to be forgotten’ and, in simple terms, enables You to request the deletion or removal of Your Information where there’s no compelling reason for Us to keep it. Such right of erasure can be exercised by writing to Us at firstname.lastname@example.org. This is not a general right to erasure; there are exceptions, such as when the law requires Us to retain certain Personal Information about You or where such retention is required for providing the Services to You, etc.
If You have any grievance with respect to the Platform or the Services, You may write to the grievance officer, the name and contact details have been provided below:
Name: Sugath Suredran